The events of 2020 and the early months of 2021 have upended and disrupted everyone’s lives, but the impact on the lives of people with disabilities and older adults is particularly pronounced. It is now clear that planning ahead for emergencies is a must-do, particularly for those who rely on long-term services and supports for their daily wellbeing. What does person-centered planning for disasters look like? And how to ensure that disaster responses are as person-centered as possible? In this panel, experts will describe what people have learned from recent events so individuals can be better equipped to respond to future disasters in a person-centered manner. Experts will also weigh in on the difference between personal planning and community planning, and why personal planning is never a substitute for comprehensive whole-community emergency preparedness, disaster response and recovery, and truly inclusive community resilience.